Collateral loan

Know All About PMay Subsidy Calculator in 60 Seconds

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Pradhan Mantri Awas Yojana (PMAY) was Introduced in June 2015 and aims to support the idea of ‘housing for all’. It was brought to action by the Narendra Modi government, this scheme proposes to build 2 crore houses by 2024 to provide homes for people living in both cities and villages across India. The policy is meant to encourage budget-friendly housing for those belonging to economically weaker sections of society and low-income groups.

PMAY is a scheme that has been designed to make homes affordable. This initiative aims at developing India’s housing sector in different ways, such that the total population can benefit from subsidized home loan interest rates. This scheme encourages using environmental-friendly materials for building houses. It has two major sections: Pradhan Mantri Awas Yojana (Urban) (PMAY-U) and Pradhan Mantri Awas Yojana (Gramin) (PMAY-G and PMAY-R). PMAY-U applies to the urban population, while PMAY-G and PMAY-R are for the rural population.

PMAY subsidy calculator

PMAY calculator plays an important role in figuring out the extent of financial assistance one can receive. A pmay subsidy calculator is an online tool that helps you calculate the exact subsidy amount you can get under the CLSS PMAY plan based on the income class.

It also allows you to calculate the accurate EMI you will be paying for the loan. You must enter essential details like your household income per year, the loan tenure, the amount of the loan, and the interest rate. The tool will automatically do the calculation and reflect the results.

Almost all the Creditors in India have a PMAY eligibility calculator on their website. It helps future home loan applicants to know about the subsidy amount they are eligible to receive and make a smart borrowing decision.

Moreover, offering the PMAY calculator enables lenders to showcase transparency in the home loan subsidy proceedings and foster trust among potential applicants.

How to use a Subsidy Calculator

A subsidy calculator is very simple to use. You need to enter basic details, and the calculator will give you the results.

The details that you need to enter are:

  • Annual Income
  • Amount of Home loan
  • Rate of interest
  • The Loan Tenure

Here are the important factors that can impact your PMAY subsidy:

1- Annual Income of the Household- The annual household income must be up to the range mentioned in the respective scheme

2- The Amount of Loan- The loan amount influences the subsidy amount. Therefore, as the loan amount gets higher, the subsidy amount can also rise and vice versa.

3- The tenure of the loan- A long-term loan tenure might help in getting a higher interest subsidy. but, the subsidy advantage is limited to a loan tenure of 20 years.

Collateral loan for homeownership

If you’re not eligible for the PMAY subsidy because you have a good income, however, you still need money to buy a property, a loan can surely help. A loan is backed by something valuable you own, like a property or a fixed deposit. It’s a way to get extra financial help when you’re buying a home.

Collateral loans come with many advantages:

1- Loans have lower interest rates: Lenders typically see Collateral loan as less risky than other loans. For this reason, lenders are generally more willing to charge a lower rate of interest on loans.

2- Loans may allow you to borrow more funds: Since you secure a loan with an asset, you give lenders a way to recoup their money if you fail to repay the loan. Because of this, lenders may be more willing to grant you a loan for a bigger amount. It depends on the value of your collateral.

3- Loans can be easier to avail even if your credit isn’t perfect: Credit history may be less of an issue with loans than it typically is with unsecured loans — because putting up your asset to secure the loan can lower the risk of the lender. If you don’t have good credit, or if you have a restricted credit history, a loan could give you more lending options.


So, When you’re trying to buy a house, helpful instruments like the PMAY subsidy calculator and loans can make it a lot easier. The PMAY subsidy is like a boost that minimizes the cost of your home loan, making it more cost-effective. At the same time, loans are another good option that gives you flexibility to cover any remaining financial assistance you need, making it easier for you to make your dream of owning a home come true. By using both PMAY subsidy and loans smartly and efficiently, people who want to buy a home can make the real estate process easier. The combination of these two resources not only makes housing more Cost-effective but also helps individuals to make smart financial choices as they work towards owning a home.

Your Gateway to High Domain Authority Guest Posting

In the vast digital landscape, where information reigns supreme, the need for a platform that empowers individuals and businesses to share their stories is crucial. emerges as a beacon in this realm, offering a free guest posting service with a remarkable Domain Authority (DA) of 50. In this article, we will delve into the significance of, exploring its features, benefits, and the opportunities it presents for content creators and marketers.

I. Understanding is a user-friendly platform that caters to the growing demand for high-quality guest posting. Its impressive Domain Authority of 50 signifies its credibility and influence in the online space. DA is a metric developed by Moz that predicts how well a website will rank on search engine result pages (SERPs). A higher DA indicates a stronger online presence, making an attractive platform for those seeking visibility.

II. Features of

  1. Free Guest Posting: One of the most appealing aspects of is its commitment to providing a free guest posting service. This democratizes the content creation process, allowing individuals and businesses of all sizes to share their perspectives without any financial barriers.

  2. High Domain Authority (DA 50): The DA of 50 places among the top-tier websites in terms of authority. This not only enhances the visibility of the content posted on the platform but also contributes to better search engine rankings. For content creators and marketers, this is a golden opportunity to tap into a platform that has already established its credibility.

  3. User-Friendly Interface: boasts a user-friendly interface that simplifies the submission process. Whether you are a seasoned content creator or a novice, the platform ensures a smooth and hassle-free experience, allowing you to focus on crafting compelling content.

  4. Diverse Content Categories: To cater to a wide range of interests and industries, offers diverse content categories. Whether your expertise lies in technology, business, health, or lifestyle, there's a suitable category for your content. This diversity not only broadens the audience but also creates a dynamic ecosystem for knowledge exchange.

  5. SEO Benefits: Leveraging the high Domain Authority of can significantly impact your website's SEO. Backlinks from authoritative sites play a crucial role in search engine algorithms, and by contributing content to, you have the opportunity to acquire valuable backlinks that can enhance your website's visibility.

III. The Benefits of Guest Posting on

  1. Enhanced Visibility: Submitting content to a platform with a DA of 50 opens the door to a broader audience. Your content is more likely to be discovered by users actively seeking information in your niche, contributing to increased visibility for your brand or personal brand.

  2. Credibility and Authority: Associating your content with a platform like adds a layer of credibility to your work. It signals to your audience and search engines that your content is deemed valuable by a reputable site, establishing you as an authority in your field.

  3. Networking Opportunities: Guest posting is not just about publishing content; it's also an opportunity to connect with other content creators, businesses, and thought leaders in your industry. provides a platform for networking, potentially leading to collaborations, partnerships, and increased exposure.

  4. SEO Boost: Backlinks from high-authority sites are a powerful SEO tool. By contributing to, you can improve your website's SEO performance, leading to better rankings on search engines and increased organic traffic.

IV. How to Get Started with

  1. Create an Account: To begin your guest posting journey on, create an account on the platform. This will give you access to the submission process and other features offered by the site.

  2. Choose a Relevant Category: Select the category that aligns with the content you want to share. This ensures that your content reaches the right audience and fits seamlessly into the platform's diverse ecosystem.

  3. Craft Compelling Content: The success of your guest post depends on the quality of your content. Craft a well-researched, engaging, and informative piece that adds value to the readers and reflects positively on your expertise.

  4. Follow Submission Guidelines: Each platform has its own set of guidelines for guest submissions. Pay close attention to's guidelines to ensure that your content meets the platform's standards. This includes formatting, word count, and any specific requirements outlined by the site.

  5. Utilize the Author Bio Section: Don't overlook the author bio section when submitting your content. This is an opportunity to introduce yourself to the audience and include relevant links to your website or social media profiles, further enhancing your online presence.

Frequently Asked Questions (FAQs):

Q1: Is guest posting on completely free?

Yes, offers a free guest posting service, eliminating any financial barriers for individuals and businesses looking to share their content.

Q2: How can I benefit from the high Domain Authority of

The high Domain Authority of contributes to better search engine rankings and increased visibility. By contributing quality content, you can leverage this authority to enhance your own website's SEO performance.

Q3: Are there specific guidelines for guest submissions on

Yes, has specific guidelines for guest submissions. It is essential to carefully review and adhere to these guidelines, ensuring your content meets the platform's standards.

Q4: Can I include links to my website or social media profiles in the guest post?

Yes, the author bio section in your guest post submission is an opportunity to include relevant links to your website or social media profiles, enhancing your online presence.

Q5: How can I connect with other content creators on

Guest posting on not only allows you to share your content but also provides a platform for networking. Engage with other contributors, businesses, and thought leaders to explore collaboration opportunities and increase your exposure.

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